51 and semi educated novice ( and learning daily from FT) and on the other semi-topic Wait til you hit 40 and then that magnificient milestone 50 . If you think 30 is bad, at 50 I looked in the mirror and saw my mother and in my mind I am still 29 .( and it was always said i looked like my father!?) Not to mention, all those wonderful procedures that Drs. think are absolutely necessary now. Gotta love'em On the bright note, I can now travel for pleasure more frequently