Originally Posted by
acf573
When Citi first introduced Ultimate Savings, it was offering a 4.5% rate while E-Savings was still at 5%. Since then Citi has raised Ultimate to 4.65% and lowered E-Savings to 4.5%. Go figure.
A better deal would be E*Trade's Complete Savings account, offering 5.05% APY plus a $25 sign-up bonus:
I don't know if any bonus miles for signing up, but if you're considering Citi, I'd recommend E*Trade instead. And no, I don't get any kickback - this is entirely for FTers' benefits.