Let me give you guys the skinny. I'm a graduating college student with a job that I start in September with a major corporation. I got my first credit card this February, and its a cash back card. From what I know about my job etc, I will be doing some traveling, but I am unsure of how much. My company likes to use the W, so I expect that will extend to most SPG properties. Company uses AMEX Business travel so I won't be able to book stuff for myself and get reimbursed (no freebies!). I also run a small business that I will probably have for 1 more year before I sell it.

I expect to spend a bit under 3k per month on personal expenses, and about 20-30k in business expenses over 8 months or so. I know my Chase Freedom is probably not the best way for me to get rewards (EG points might be a better use) and was wondering what you guys would recommend for earning rewards.

Should I get a business and a personal SPG AMEX? Will I be able to combine those points? With my limited credit history will I be able to get these cards? I am also graduating with no debt. Also, my current limit is rather small, will I be able to get that raised, and get a new card, just get a new card with a higher limit etc?

Thanks a lot for your help guys. I've been reading up here and I've already learned a bunch!