FlyerTalk Forums - View Single Post - Amex Charge Card vs. Credit Card Affect US Credit Score
Old Apr 13, 2007 | 7:00 pm
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Doppy
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Originally Posted by chriswufgator
You can also back-door "fix" it by going to best buy or wherever and charging a couple of laptops, and then returning them after Amex has reported your balance to the CRAs. This will ensure that your "High Balance" number is significantly above your average monthly spend, and will help the account look less utilized.
...but only for a certain amount of time, until AmEx decides to report a new high balance number at some later date, when your account balance is much lower. This is just a temporary fix.
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