Yeah, but I only lurk there. That's where I found out about "B" and AX CreditSecure.

To answer someone else's question about CS, so far it seems to update very slowly, but it is good for that "Bumpage" we'd mentioned above (removing hard inquiries improves your scores a little), and the alerts do work (I get E-mails when things change materially on my reports).

I'm just trying to maximize things so I pay as little as possible when I decide to buy one of these criminally-overpriced California homes (median price in LA County is > $500K now, but I suspect that'll come down slightly now that the interest rates are going up and people are foreclosing).