Thanks for this, Chris. What's interesting is both my Plat (and Gold, which I'm hanging onto, just-in-case, 'till later this year when its first-time annual fee is due) are showing up on EQ and TU as "Account Type: Open Account" and "Account Status: Open", but on EX as "Credit Card: Revolving Terms"/"Account Status: Open" with "Terms" of "1 Month". Is that equivalent for purposes of scoring?