Originally Posted by drbond

Well I will be glad to tell you:

Every purchase I make is made with a credit card or I pretty much don't make it. I never carry cash. I have found that two cards do what I need for purchases. I carry many others but I will keep it to the ones that I use. At the beginning of each year I spend $50,001.00 on Merrill+ and then I get my AC membership and sometimes pull of a dual on CRC as well. I then switch all of my purchases to DL AX or AA MC where AX is not accepted. I maintain a Platinum for DL, CO & NW club access and Chairman for PP access and Centurion for what benefits are left. If I am in Europe I use a MC issued on a European bank and in the UK I use a credit card issued in the UK. For those other countries and some large purchases I use a Credit Union credit card for the 1% foreign fee. So there you have it in order.

1. MC Merrill+ to > $50k then
2. AX Delta Skymiles for all purchases
3. MC AAdvantage where AX is not accepted and I rotate annually to avoid the fee.
4. Maintain a Chairman for PP access.
5. Maintain a Centurion for benefits.
6. Maintain a AX Platinum for DL, CO & NW club access.
7. Euro Credit Card for countries using the Euro.
8. UK Credit Card for the UK.
9. A Credit Union Credit Card for any other country.

Just a note, I maintain many AX cards. DL Skymiles Gold, DL Skymiles Plat, DL Skymiles Business Gold, DL Skymiles Plat and several accounts of each so that I can rotate spending based on who is offering triple rewards.