Delay, loss, damage, injury or consequential loss, directly or indirectly caused by the actual or
potential inability of any computer, data processing equipment or media, microchip, integrated circuit
or similar device, or any computer software or stored programme to correctly recognise any date as
its true calendar date or to continue to function correctly in respect of or beyond that date or to
operate as a result of a computer virus - except under Section 2 (Medical Emergency & Repatriation)
and Section 14 (Personal Accident). Computer viruses include any program or software, which
prevents any operating system, computer program or software from working properly or at all.