Originally Posted by
robyng
One thing I forgot to mention about liability insurance. If you are a person who carries a lot of insurance at home to protect yourself - because you have assets - and aren't poor - you'll need it abroad too. If you are in an at-fault accident in Poland - you may be thinking - well that person isn't worth a lot in Polish courts. But the survivors can sue you where you live - maybe Los Angeles. And suddenly that person is worth a whole lot more. So if you think you need $1 million in liability insurance at home in Los Angeles - don't think that the minimum you get from the rental company - which could be $10,000 - will cut it. Robyn
I am sorry, but this is not the state of the law.
In the following circumstances:
Nationality of driver: U.S.
Nationality of accident victim: Poland
Place of accident: Poland
the plaintiff
may be able to sue the defendant in some court in the United States,
but the law that court will apply is the law of the place of the accident, i.e. Poland.
That's not to say one should not carry adequate insurance, but just correcting how the amount of liability is calculated.
Ask your insurance agent or broker when was the last time he or she heard of Eastern Europeans coming to the United States to sue over a car accident? Better yet, what kind of judgment did they win and collect?