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Originally Posted by nixande
I was under the impression that - with some exceptions - the amex plat would give me car insurance world wide so I do not have to pay the rental cars fees.
This thread tells me that there is a difference though?
It still could be easier than paying the rental car copmpany about 20$ a day but I though I would have that covered.
(Additionally, california rental companies seem to insist on paper work to show your coverage - how does that work with this kind of insurrance?)
I think that when a car-rental company asks for proof of insurance, they are talking about third-party liability insurance, NOT collision/comprehensive insurance. As I understand it, the Amex "premium" insurance provides little or no third-party liability coverage, so you would still have to rely on your
personal insurance (if you have any), or purchase supplemental liability insurance from the car-rental company. This coverage typically costs $11-$14 per day, and provides million-dollar coverage for injuries you cause to third parties, or damage you cause to their property, such as an automobile.