If you fly more than 7,500 miles per year (possible, depending on your destinations) I would definitely look at the Premier Pass - Elite (Citi) ($75/yr fee, but a "base" redemption of $0.01/Thank You point on gift cards, so the 7,500 flight points will pay for the annual fee. If you redeem for flights, you can get a much better redemption rate (fixed flight awards)). You also earn 2 pts/$ on certain categories of merchant, plus you can get bonus points through the shopping portal. Thank You is an alternate award currency, but many people are very happy with it and you can rack up a bunch of points quickly if you keep an eye out for bonuses.