I have the no fee card and have used it only for the Fly Free Faster (10,000 mile promos each of the last 3 years) as qualifiers with Idine (4 transactions @ approx $2.00 each plus the Visa charges for 5 partners). These last 4 charges were in June and I haven't received a statement since these but this month I received a statment with a zero balance and the coupon for the 4000 mile discount.