Originally Posted by
Procter
Charles Schwab seems to be good, but lately it depends on your luck and it becomes a YMMV situation. Someone claimed not being charged any fee, while others said 1%. I've also heard that Discover card is free of charge.
Received letter from FIA (who handles Schwab Visa), effective May 1, they charge 2% that is in addition to the 1% of the Visa fee. So Schwab Visa eventually becomes inline with all other MBNA/BofA cards which charge at least 3%. I updated the Wiki accordingly.