Does the coverage apply equally to upgrade awards, so that one could make a claim for the difference between coach and business class fare, for instance? Is there an underwriter or reinsurer to guaranty payment of benefits?

Also, I have answer to the preceding question about whether AwardGuard could plead with airlines to cancel a program so as to release AwardGuard from its obligations. I am confident that such action by AwardGuard would violate the implied covenant of good faith and fair dealing, at least in California, if such conduct could be proven. Based on the above posts, AwardGuard seems to be run by Randy, and I certainly have no reason to believe he would attempt anything along these lines anyway, but I wanted to share the legal information anyway. I think the question of whether AwardGuard has adequate reserves or reinsurance is the more important question personaly.