ChaseTheMiles and others. Let me try to answer your questions, though any email sent over the wekend will likely be answered today (Monday). First of all, AwardGuard is still open for business and we have decided not to introduce new date of enrollment restrictions given the news over the weekend.
QUESTION: Does the AG protect all my mileage-type accounts, or just one specific one?
ANSWER: We protect all major frequent flyer and stayer programs such as those offered by Continental, American, Alaska, America West, etc. The one enrollment fee covers your liability across all these memberships - you don't need a membership for each program.
QUESTION: What about family members?
ANSWER: There is a family plan available and full details are available on the Web site listed below. The cost of the family plan is determined by the program you choose since you could also add AwardExtender to your choices. (the only reason I can't give you a definitive price)
QUESTION: Is there a cap to either the number of accounts or number of miles?
ANSWER: No cap on the number of programs covered per membership to the extent of those listed in our materials (it doesn't matter if you belong to 2 or 12 programs) and we don't have an actual cap to the number of miles we can protect for you (some members have millions and with the Midway program, while their award structure was not mileage-based, some members did have covereage equal to about 900,000 miles, which why some 10 years later they are still enjoying their awards courtesy of AwardGuard). The restriction is based on payout per year. For instance, new members can't have claims equal to more than $7.500 in a given year PER program. The reality is that most people may redeem 2-4 rewards a year and most don't exceed that cost. The cost being the claim to supply substitution of awards via a purchased airline ticket.
Hope this helps, the Web site for AwardGuard is:
www.privilegeflyer.com