Thanks for all your help... again!!

One last question... which doesnt have anything to do with AMEX.

I use AMEX Auto Bill Payment to pay all my bills... however my car loan does not accept AMEX. They only accept Discover.

Are there any Discover cards out there with programs that would transfer into Hilton or Starword... or anything??

I would only be interested in using this card to make my car payment.