I think any thing offered by cRapone should not be touched with a 20 foot pole. They along with HSBC seem to be the s*um of the cc business (which itself is pretty bad)!

I guess the MC "professional" itself is some equivalent bundle like the world. So if you wait a bit there will be more "prof" cards with equivalent perks by other decent card issuers. 1.25% flat with out limit is definitely an interesting perk.