drbond, every business card application that I have read requires the applicant to agree to use the card "for business purposes". If one has no business, is this also fraud? Do card issuers actually care or check? Some applications caution that business cards are excluded from some consumer protections, but I have not seen specifics. Anyone know?
"For business purposes" would surely include charging business travel to the card and then expensing that to you employer. So if you do that, then it seems to me that you are within the letter of what you are signing on the agreement.
My employer gives me an Amex corp card, but I am fed up with paying the linkage fee to get MR points. Having read this I'm going to get a couple of the business cards I am always getting invitatiosn for, unlink the Amex corp card and never use it again.