Originally Posted by
jimbo99
... always using Nationwide Visa for payments as overseas they don't charge. (They have a cashback card too....)
Update: the cashback card is not available to new applicants. And for those who have them (like me), the rate is only 0.25% in the UK and 0% outside the UK. I only use mine outside the UK for personal expenses, and benefit far more from ther 0% currency loading than I would with a cashback card.