I had my luggage shall we say missing from an AC flight...several items valued at close to $800 were missing..

After all the paper work, I get a cheque from AC for less than $300 and the recommendation to claim the difference on my own insurance.

Is this a legitimate offer? Frankly I do not think it is! What are my alternatives.

To add insult to this injury, my bags were delays again by over 24 hrs last week. Nothing missing this time but the delay was considerable. And the bag was so damaged that I had to buy a new one yesterday at a cost of $160C.

What to do about this....all advice appreciated.

100,000miler.