Just cancelled out the MyPoints WM CC I just got (wanted the 5000 MYPTS) , turns out they charge only 1% for Forex.

But with only 1 pt per $1 , for what I cash out for it gets me less than 1% in value back, so need to keep the card. But some might be able to find what they want that yields them a 1% value in Redemption or maybe other WM CCs are also 1%.