Evertime I see a thread like this about Capital One, I am more determined to trash the incredible number of junk mail solicitations by this spamming bank of ill repute.

IMO, they had a decent afffinity program at one time...now its just a classic Bait and Switch....livving on the reputation they once had. They seem to be now playing the "greater fool" scheme where they know even as one customer leaves....two join up...

One of my favorite local junior bankers was recruited and ultimately did join Cap One locally...and while I might otherwise have been tempted to take my company's business to him as he moved to this local Cap One bank...knowing what I know about Cap One through these forums...means I would never take my company's banking business to Cap One.

After all, fool me once, shame on you...fool me twice, shame on me.