I found it actually on the date it was 1st valid from - Jan 3rd- makes a change me being current on these matters. The couple one for £84-odd interested me...since we don't have any insurance at the mo - and could time it to start for our next break. Anyone know what it'sr rival's cheapest identical cover would be? There's a website somewhere where you could plug in the stats & would give a list of quotes - forgotten it's name.