FlyerTalk Forums - View Single Post - Exchanging Marriott Points for Tesco CC and BA Miles

Jan 4, 2007 | 6:35 am

#75

Roger

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Join Date: Aug 2000

Location: London and Zurich

Programs: AA, BA, Mucci: Sir Roger des Directions Routières, PCR

Posts: 13,609

Quote:

Originally Posted by nonsoloinglese

Roger, are you using the credit card or the debit card? I am tempted to try the debit card...

Both.

I use the credit card for purchases as it has better protection if anything goes wrong. Most purchases over £100 enjoy certain protection under Section 75 of the Consumer Credit Act. According to the Daily Mail (so I'd be happier with independent corroboration), Visa say this protection also applies to Visa debit cards.

I use the debit card in ATMs. This avoids interest which would be payable if I withdrew cash with the credit card.

You need a Nationwide current account (FlexAccount) to get the debit card, an experience I find totally satisfactory. Transparent charging, and credit interest (I believe around 5% up to £3,000 balance).

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