RE: Thrifty rental in Germany. I recently had a small accident driving a Thrifty rental car in Germany. My AMEX CC card coverage did pay for the major part of the repairs. However, Thrifty charged me for "depreciation"- 10% of the repair cost (reduction of car value due to the accident and subsequent repairs). This was not covered by insurance. Thrifty also charged for "appraisal" ($50) and "documentation"($30) costs which were also not covered by the AMEX CC insurance. Nor was "loss of use" (3 days rental charge). I my case the damage was not great, so these costs were not unreasonable, but if the 10% depreciation charge were applied to major damage, one could have a significant out of pocket expense. I got a detailed police report. If you don't get a police report... good luck getting any insurance payment.