Originally Posted by
TOMSURFER
I have often wondered about this credit card - do they get their money back from wider spreads.
Remember that none of the credit cards in the UK that offer 'spread-free' FX transactions offer miles or any other sort of reward scheme. The extra costs presumably wash out.
I don't actually have a Nationwide / Post Office / Liverpool Victoria visa, for instance, because I need my overseas spend to either (a) trigger my Amex 2-4-1 or (b) post triggering my Amex voucher, I value 2 BMI miles per £1 as more valuable than a 2.75% saving on my transaction.