Originally Posted by threeuncle
This is for purchase, not for cash advance.
Some CC provide cash back/reward programs. For a foreign transaction, do they still provide same cash back rates? For example, assume I fill gas in Eurpoe with a US issued Master card. Supposedly, I earn 5% cash back. And there should be a 3% surchage. It is still better for some AMEX card that you earn 1% reward/cash back but pay 2% surcharge.
Do these banks still give 5% cash back (in some category) for oversea transactions?
Absolutely not! A fuel transaction has to have an SIC code for fuel to be eligible for cash back of 5%. SIC codes are different internationally and are not even called SIC codes, they also do not break down to the product type. The transaction will look like a purchase at kmart to a US CC company and there is no way for them to know it was for fuel, much less anything else.