Originally Posted by chewy3
If I want to charge $5000 on a credit card that has a $2500 limit, can I prepay the card in the amount of $2500 and make the charge or is the card physically limited to a certain number regardless of the negative balance?
Given that you have the cash to pre-pay, it sounds like you have some financial strength.
If you can, get a card with a higher limit or demand that your existing card increase the limit. Sometimes you just need more credit. Banks understand that.