Originally Posted by Boraxo
From what I've seen, virtually all of the cash rebate cards send out checks instead of account credits. The reason, I was told, is that customers were less likely to notice or appreciate a credit to their accounts, whereas a check is a tangible item that rewards the customer.
CapOne allows you to apply your cash back to your account balance. I prefer to do it this way as it's less effort on my part (no need to deposit the check).
Citi, Chase and HSBC/DirectMerchantsBank all issue checks.
But we're straying a bit here from the subject of forex...