Originally Posted by anaggie
this all depend on the type of card you have...pre-paying will not help this issue since your card has a limit which is determined by computer....
I've never overpaid a card, but I've run into credit balances plenty of times on regular credit cards with a revolving limit. Never has my credit line utilization gone up from $0 until the credit balance was used up.
Of course, some banks will not let you overpay your card, or will only let you overpay it to some small amount.