Originally Posted by diapickle
For ATM cards it has to be the HSBC card, no exchange fee as long as you can find HSBC ATMs, which are plenty almost anywhere.
For credit cards it's Cap 1, no fees on charges whatsoever.
I have an account in HK HSBC and they charge me $50 HK (US$6.50) for using HSBC ATM machines outside of HK. I inquired about the US branch in Alhambra, CA, their policy is the same and will not waive any charges.
Please check with your HSBC branch before using it oversea.
The best deal is still B of A which has no fee. Citi charges me 1% conversion fee on top of a very bad exchange rate.
As to credit cards, CITI and HSBC are both charging 3%.