Pushback, you are like the brother I never had. Our credit card portfolios and card use preferences are almost identical. I differ on a few points. One, I don't like paying annual fees, however I negotiate to see if they can offer me some incentive to keep the card before I cancel. I also use the Chase Rewards now due to the Citibank Dividend changes. I will be closing two Citi Dividend cards shortly. I cancelled my Marriott Visa and Holiday Inn Visa. Any visa will work on Marriott Megabucks promo. My card of choice is the Costco card. 2% cash back on travel and 3% on restaurants (including idines) is as good as it gets. I just got the US World MC for 25K bonus miles and the United for 20,500 bonus miles, but these are temporary. As soon as the annual fee come up, they will be cancelled.

-outoftown