Originally Posted by 21A
One other quick note: Most reports on Juniper suggest they will decline an app for a product for which you already have an open account. When I did the Juniper churn, I closed my existing account before applying. After approval I was then able to reopen the older account. YMMV.
Why would you want to reopen the older account, esp you only go after the sign-up bonuses?
On the other note about "reference number" - I am not sure every card application gets one. My current experiences are there is none for UA and none for AA either. Dont remember how it was few months back.