Originally Posted by 21A
One other quick note: Most reports on Juniper suggest they will decline an app for a product for which you already have an open account. When I did the Juniper churn, I closed my existing account before applying. After approval I was then able to reopen the older account. YMMV.
What is the best strategy to take if you are denied for having sufficient available credit with a bank? Close cards? reduce limits? or both?