Originally Posted by drbond
You have stated your particulars vaguely and the way you stated your information. You could be declined on your next application or your third application, but you will ruin your credit based on your stated score and will then be jeopardized in the future.
Thanks for very informative post. The statement above sounds scary I'm newbie here, so please ignore this post if I' asking inappropriate questions.
As I understand - recent "hard pulls" are inquires made within past 6 month.
As far as I can say looking at my credit history, at least all CC inquires should disappear from the record after 2 years.
So by saying "you will ruin your credit ... and will then be jeopardized in the future" did you mean that it would be almost impossible to get credit for 6 month and some problems may occur for the next 2 years?