Originally Posted by drbond

Ok, lets try to put this to rest:
1. No credit card issuer will approve an application from the same party within 30 days of the approval or decline of a prior application.
2. Some cc issuers will not a accept an application from a declined applicant up to 6 months out.
3. Different banks different rules 30-180. YMMV
4. You can be declined under this clause "Excessive Inquiries" and the computer set is 3 inquiries within 6 months. There are exceptions that will NOT be disclosed. One that can be disclosed is mortgage and car purchase inquiries can be excepted if documented.
5. You can also be declined under this clause "Too Many Recent Accounts".
I space my applications out by 60 days to avoid triggering a decline. I of course no how to get a reconsideration but that is a LONG story. You have stated your particulars vaguely and the way you stated your information. You could be declined on your next application or your third application, but you will ruin your credit based on your stated score and will then be jeopardized in the future.

I really do hope this statement puts this to bed once and for all. Please everyone be kind or just ignore the posts on this thread. Thanks.