You're confirming that the Visa Platinum Credit Card form Commerce Bank eats Visa's 1%, right? I knew about the debit card (have used it myself on occasion), but never knew anybody with the credit card.

If so, that's great news. I think I'll stick with CapitalOne's 1% cash back for now, but it's great to know there's an alternative. Please confirm that this is the card you're talking about and either add it to the wiki yourself or, if you don't know how, ask and I'll be happy to update it.