Join Date: Jan 2006
Location: Alabama / Georgia
Programs: DL, HHonors, AA, US, Aloha Pass, BA, CO, HawaiianMiles, Chairman, Centurion, AXP, MR, MHC Gold
Posts: 3,467
If you are young or have any negatives or are relatively limited or have a score under 780 then you will be headed downhill fast. It may even result in horrible credit in the near future and no ability to buy anything significant for many years of no applications. YMMV