Originally Posted by travelwave
WHen you stated "Some variances will make this ignored." What are the variances that you are referring to?
Many factors like 20 or more years of credit history all perfect, a pattern of accounts over many years accompanied with a low or no debt load and so on and so on. That information took me many years of training and schooling. No offense but I cannot give you a 6 year college degree and 4 years of job specific training and many years of OJT in a paragraph or even a website. sorry
