Originally Posted by 2yd

Being self-employed I have been following the discussion for sometime as I had exactly the same question regarding these two plat. cards especially since my business travel is increasing this year.

So tell me if this makes any sense or is overkill: AMEX business plat.($300) for everyday office purchases (>100k/yr) which will provide me with day of travel lounge access (NWA) and SPG gold status; take the $95 fee I saved over the personal plat. and get a DC card for the primary car rental insurance; and finally, a MC/Visa airline/hotel affinity card (~$55) for air ticket purchases.

BTW and FWIW I called Amex to try and figure out the difference in the cards and the overseas CSR said the only difference was that Bus. Plat did not cover lost luggage but was an option that could be purchased for an additional fee.