Originally Posted by drbond
I can't say anthing good about Capital One so I will just keep my words not typed.

CapOne has lousy customer service and terrible credit reporting policies.
But they are the cheapest card to use overseas, so I have one, and it's worked great for me. I also like that I can apply my cash back directly to my balance instead of requesting a check like with the Citi and Chase cash-back schemes.