so now that double points have been eliminated, are there any downsides to the $300 over the $395 personal??

Has any one converted and kept same open date and account number.
A conversion from personal to business.

I can see $900 easily spent at OPEN members. This is $45 a year savings and $100 annual fee savings so it will add up over the years.

someone mentioned that Bus. Plat gets access at Centurion airport lounges???

Where are these????

Do personal cards get this access.


Finally MBNA Amex Plat $195 after the first year free. Does this come with FHR ???


For me FHR is the prime benefit of Amex Plat.