I have a hypothetical question.

Let's say that I'm on an overnight MR. MHT-ORD-PHX-ORD-MHT with an overnight in PHX.

On the outbound, there's weather in ORD (similar to today's). The outbound flight leaving MHT is delayed 4 hours such that I miss my connection to PHX as well as the last flight of the day to PHX.

Obviously this would mean an overnight in ORD when I get there.

Since the delay is weather related... what are my options? I know that I'd have to pay for a hotel in ORD (no voucher due to weather). Plus, I'd get to PHX and most likely miss my scheduled PHX-ORD return flight... so my entire return would all be mucked up.

What happens should I choose not to board the delayed ORD-MHT flight? Can it be arranged that they just keep my money and I get the miles w/o flying? Or am I due a full refund on my non-refundable ticket?