Probably will fly Qantas from LA to Sydney (but we are not locked in to that, they seem to run good sales prices on their tix)

From Memphis to LA, cheapest flight available.

I spoke with a cr from Capital One and she stated that I could either use their travel agency or book my own and they would reimburse the card with the number of miles I had built up.

We do not fly often, mostly will be just to go to Austrlia. I do purchase quite a bit doing house rehabs and everyday expenses. My thought was that getting the 2 miles per dollar spent and being able to use any airline would fit our use better, since we won't fly enough to build up any airline loyalty.

And Gary, I have read your site before, thanks for the link. I'll read more to refresh what I've forgotten.

Thanks
Tracy