Beckles & Rudi - Again, not to rub it in, but most of our credit card companies recognize that you don't know a charge has been posted to your account until you get the bill. That can be as much as almost 60 days after your visit (if there ever was one) to the vendor. After you get the bill, you generally have almost 30 days to question it. When you question it, you get an immediate "temporary" credit, and the vendor gets 60 days to justify the charge. You could have from one to six months before actually being pushed to pay. If, of course, the vendor provides a signed charge slip to support the charge, you will simply have delayed payment for a month or two. The moral, which you have apparently recognized, is "Never sign a legal document in blank." And remember that the charge slip is a legal document.