Originally Posted by dolmar

Not to argue with you at all. While I know HSBC is world 2nd largest bank after Citibank. They did not start issuing cards in USA till they bought Orchid Credit Cards which was the largest sub prime issuer of credit cards in USA. While after buying that Credit Card company they have switch names over to HSBC and started issueing prime credit cards. I am sure they did not fire all older manager, CS rep or higher ups in Orchid as reported by many people on fatwallet.com, credittalk.com and cardnews.com forums most CS reps seem to treat everyone like lieing scum.

HSBC CS always take the standance your lieing and never made the payment end of story as they are used to dealing with sub prime borrowers who i guess call up and lie all the time trying to get thoses fees waived.

Quote:
Originally Posted by dolmar
If you got a Chase Cash Rewards Plus or Chase Rewards Plus card both are still earning 5% back in everyday spending. CS claims people who got the cards before they stopped offering them are grandfathered.



There's a link post #10 above that seems to still be active for these Chase cards.



Quote:
Then HSBC has 5%/1% card which is still accepting new application just not sure how long this card will last or stay in it current form as HSBC is a sub prime lender.



HSBC is NOT a subprime lender. They are one of the world's foremost financial institutions. They recently acquired some credit card issuers in the US that specialize in lending to folks with bad credit, but HSBC itself is a solid bank, not some fly-by-night operation.

The HSBC 5% card is also linked above in Post #10 of this thread.