how much are you planning to charge and how much could the finance charge be?
I use my Chairman Card overseas and it is the only card I carry except for my CitiBusiness Premier Pass...
Chairman is for all personal charges and my wife goes to India for 3 months at a time and she charges all the jewelry and clothing to it...the finance charge does not worry me since I earn all the points including the flight points while travelling in India...
So, I probably earn 10-12000 pts just for travelling in India and maybe pay 150-200 in finance charges...no big deal...
No reason to justify having a Capitol One card in my wallet...where the point earning is stupid, the customer service is terrible and point redemption is like a snowball's chance in hell....