Originally Posted by sk3

My current decision is to keep the account as my "savings" account. I ran the numbers of what my principal would get with a 5% rate (minus the taxes) vs the miles I would get from BD. Basically it was a wash in terms of what I use my miles for - I would either get the $$ from interest at a "real" bank that I would then spend on an "I" international fare or I would earn the miles from BD that I would use for an int'l J award ticket (based on yearly numbers).