Originally Posted by brp

I'm assuming that this also applies to Citi card purchases? If I spend $10000 one month, I get 10,000 miles. If I return it the next month, and have a credit balance, I won't lose those? Sounds too good to be true .

(I do know that if the return balance is less than the new purchase balance, you effectively lose the miles based on lower reporting- if I spend $10000 in July, I get 10000 miles. If I return spend $10000 in August, but return $2000 of the July stuff, I will get only 8000 miles in August...so one actually has to be negative in a month to benefit from this...never done that)

Cheers.