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Old Jul 6, 2006 | 8:09 am
  #703  
ajnaro
 
Join Date: Jun 1999
Location: Rio de Janeiro, BRAZIL
Programs: AA 4MM EXP; Starwood Lifetime Plt
Posts: 2,498
I am still looking for a bank offering a high-interest e-savings account (such as ING, Citi, HSBC) with an attached ATM card that (1) has a 0% foreign exchange fee, (2) allows withdrawals on the order of USD 2,000 per day, (3) rebates ATM fees in the US.

So far I know about:

ING - no ATM card

Citi - MC/Cirrus ATM card; charges an separate 1% foreign fee (apparently in addition to a hidden 1% built into the exchange rate); does not charge a per use fee for non-Citi ATMs for certain types of accounts; allows withdrawals of USD 1,000 per account per day (multiple accounts allowed, but only two show up on ATMs outside of the US)

HSBC - Cirrus only ATM card (no MC logo; may not work outside of the US); fee of 1% foreign exchange built into exchange rate; limit of USD 1,000 per day for withdrawals; charges USD 1.50 per use fee for non-HSBC ATMs; can be coupled with a no-fee checking account that comes with a MC ATM (I have no personal experience with all of this as I have never actually used the HSBC card)
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